Detailed US Privacy Policy

We collect Personal Data from US residents and comply with the consumer privacy laws of California, Colorado, Connecticut, Utah, and Virginia (“US Privacy Laws”). This Detailed US Privacy Notice applies to US residents (“users,” “you,” or “your”).

For the purposes of this Detailed US Privacy Notice, “Personal Data” means information that is linked or reasonably linkable to a particular individual or household. However, the following categories of information are not Personal Data:

• Publicly available information;
• Deidentified or aggregated data; or
• Information otherwise excluded from the scope of US Privacy Laws.

This Privacy Notice provides the following information to US residents:

• Categories of Personal Data we collect;
• Purposes for which we use Personal Data;
• Categories of Personal Data we disclose to third parties;
• Categories of third parties to which we disclose Personal Data; and
• How US residents can exercise their rights under US Privacy Laws:
• The rights to access, correct, or delete Personal Data;
• The right to obtain a portable copy of Personal Data;
• The right to limit the use of sensitive Personal Data in certain circumstances;
  • The rights to opt out of targeted advertising, sales of Personal Data, or profiling; and
  • The right to appeal our decisions about your requests.

Categories of Non-Sensitive Personal Data

The table below outlines the non-sensitive categories of Personal Data AllConsumer collects about US residents and whether and how they are disclosed to third parties.

We collect Non-Sensitive Personal Data from the following sources

• Directly from our users
• From our affiliates (“affiliates” are businesses that share common ownership with AllConsumer)
• From our business partners (“business partners” are companies that we have a pre-existing commercial relationship with)

Category of Personal Data: Identifiers

Identifiers may contain the following: name, email address, telephone number, age

To help the user find assistance with requested services.

We may disclose this information with advertising partners for targeted advertising purposes

This information may be sold to Business Partners. We sell Personal Characteristics To generate revenue.

This information is not otherwise disclosed to third parties

We typically retain client data for a period of six years to protect our clients' interests and to comply with federal regulations such as HIPAA or to comply with professional ethics rules; in response to a request to delete a client file we will delete all data that is not required to be preserved by law or ethics or by business necessity, such as to perform collections or other contracted services.

Category of Personal Data: Personal Characteristics

Personal Characteristics may contain the following: name, email address, telephone number, age

To help the user find assistance with requested services.

We may disclose this information with advertising partners for targeted advertising purposes

This information may be sold to Business Partners. We sell Personal Characteristics To generate revenue.

This information is not otherwise disclosed to third parties

We typically retain client data for a period of six years to protect our clients' interests and to comply with federal regulations such as HIPAA or to comply with professional ethics rules; in response to a request to delete a client file we will delete all data that is not required to be preserved by law or ethics or by business necessity, such as to perform collections or other contracted services.

Category of Personal Data: Commercial Data

Commercial Data may contain the following: None

Not collected

We may disclose this information with advertising partners for targeted advertising purposes

This information is not sold to third parties

This information is not otherwise disclosed to third parties

We don't retain commercial data

Category of Personal Data: Internet/Electronic Activity

Internet/Electronic Activity may contain the following: mobile advertising IDs

To optimize marketing

We may disclose this information with advertising partners for targeted advertising purposes

This information is not sold to third parties

This information is not otherwise disclosed to third parties

Six months

Category of Personal Data: Imprecise Geolocational Data

Imprecise Geolocational Data may contain the following: IP address

To optimize marketing and comply with relevant state laws

We may disclose this information with advertising partners for targeted advertising purposes

This information is not sold to third parties

This information is not otherwise disclosed to third parties

Six months

Category of Personal Data: Professional Data

Professional Data may contain the following: None

Not collected

We may disclose this information with advertising partners for targeted advertising purposes

This information is not sold to third parties

This information is not otherwise disclosed to third parties

We do not retain professional data

Category of Personal Data: Educational Data

Educational Data may contain the following:

Not collected

We may disclose this information with advertising partners for targeted advertising purposes

This information is not sold to third parties

This information is not otherwise disclosed to third parties

We do not retain educational data

Categories of Sensitive Personal Data

We do not Process any categories of Sensitive Personal Data

Use of Personal Data

We use Personal Data for the purposes described above. Personal Data may also be used or disclosed as otherwise permitted or required by applicable law.

Disclosing Personal Data

We share and/or sell Personal Data with the following categories of third parties:

• Processors: We use processors to securely handle Personal Data on our behalf and only on our instructions. These companies may not use your Personal Data for their own purposes.
• Our Business Partners: We may disclose relevant personal data to our business partners to provide you with exclusive offers for products and services that may interest you.

See the table above for more details about how different categories of Personal Data are disclosed.

It should be noted that we do not sell or share SMS/MMS opt-in consent with any third-parties, affiliates, or business partners.

Exercising Your Personal Data Rights

US residents have the following rights under US Privacy Laws:

• The rights to access, correct, or delete Personal Data;
• The right to obtain a portable copy of Personal Data;
• The right to limit the use of Sensitive Personal Data in certain circumstances;
• The rights to opt out of targeted advertising, sales of personal data, or profiling;
• The right not to receive discriminatory treatment for exercising your privacy rights; and
• The right to appeal our decisions about your requests if you disagree with them.

If you are a US resident, you can submit a request to exercise your personal data rights under US Privacy Laws by visiting our online portal or sending an email to legal@AllConsumer.com with the subject line "Privacy Rights Request".

To protect your privacy, we may need to authenticate your identity before we respond to your rights request. We will verify your identity by name, email, or phone number. If you do not complete the verification process, we may be unable to process your request. Any information you provide to authenticate your identity will only be used to process your rights request and not for any other purpose. Please be aware that we do not accept or process rights requests submitted through other means.

We will respond to your rights request within 45 days, though in certain cases we may inform you that we will need up to another 45 days to act on your request. If we suspect fraudulent or malicious activity on or from your account, we will delay taking action on your request until we can appropriately verify your identity and the request as authentic. Also note that each of the rights are subject to certain exceptions.

We reserve the right to decline to process, or charge a reasonable fee for, requests from a US resident that are manifestly unfounded, excessive, or repetitive.

Notice of Right to Opt-Out of Sale/Sharing for Targeted Advertising

US privacy laws give US residents the right to direct a business that “sells” or “shares” their Personal Information to stop selling and/or sharing their Personal Information at any time. As used here, “selling” means exchanging Personal Data with a third party for money or anything of value, and “sharing” means disclosing Personal Data to a third party for use in conducting “cross-context behavioral advertising,” also referred to as “targeted advertising.” An example of targeted advertising is displaying advertisements to a person where the advertisement is selected based on Personal Data obtained from their activities over time and across non-affiliated websites or applications to predict their preferences or interests. In certain situations and as detailed above, we sell and share for targeted advertising Personal Data with third parties. You can opt out of the sale and/or sharing of your Personal Data by visiting our online portal or sending an email to legal@AllConsumer.com with the subject line "Privacy Rights Request".

Notice of Right to Limit the Use of Sensitive Personal Information

You have the right to limit some uses of Sensitive Personal Data. In particular, you may direct companies not to use Sensitive Personal Data except as necessary to provide goods or services you have requested or other exempt purposes. However, AllConsumer does not Process any Sensitive Data.